PCI Compliance

PBD has obtained the highest level of PCI certification possible to validate and improve our ability to protect customer data . The PCI Security Standards Council developed the Payment Card Industry Data Security Standards (PCI DSS) to help facilitate the broad adoption of consistent data security measures to proactively protect customer account data. There is a set of 12 requirements provided by the PCI DSS that must be met in order to obtain this qualification. These requirements help to build and maintain a secure network and protect cardholder data. 

All companies that process payments by credit card are now required to become PCI DSS compliant or they may lose their ability to process credit card transactions, and they will be audited and/or fined. Merchants must validate their compliance annually by an auditor or self assessment, depending on the company's transaction volume. Given that PBD is certified at the highest level as a Service Provider, the compliance of the company must be validated on-site by a Qualified Security Assessor annually. The PBD Information Technology department performs a number of regular tasks to further eliminate potential security risks.

Clients of PBD will experience numerous benefits from this qualification for instance, the reassurance that their customers’ cardholder data will be protected.  Another safety protocol that PBD employs is not acquiring their client's customer's 3-digit or 4-digit security code on the back of their credit card in order to make a purchase. These steps, along with all the other benefits of being PCI compliant, further prevent any chance of identity theft taking place.